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February 26, 2010
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Consumer Protection Law Facts

 

 

Warranties... Guarantees... And Your Rights

Warranties and guarantees are a manufacturer’s or seller’s promise to stand behind its product or service. On most major products, warranties must be:

Easy to read and understand.

Available for consumers to look at before they buy the products.

Labeled either “Full” or “Limited.”

A full warranty means:

A defective product will be fixed or replaced free of charge within a reasonable time.

Consumers will not have to do anything unreasonable to get warranty service.

If the product cannot be fixed, the consumer gets the choice of receiving a new product or a full refund.

The warranty is good for anyone who owns the product during the warranty period.

A limited warranty is anything that provides less coverage than a full warranty.

A limited warranty may:

Cover only parts and not labor.

Cover only the initial owner.

Allow charges for handling.

Require you to return the product to the store.

Implied warranties
While a product might not have a written warranty, under state law, consumers are guaranteed certain implied warranties. A “warranty of merchantability” comes automatically with every sale and is the seller’s promise that a product is fit for its ordinary use. A “warranty of fitness for a particular purpose” is created if a consumer buys a product relying on the seller’s advice that it can be used for a particular purpose.

1. Before hiring a home improvement contractor, check out the person's references, make sure they have a local, fixed address, and always get a written contract that explains the terms of your agreement.

2. If someone promises you that you are guaranteed to get a loan or other credit, and asks for a fee in advance, don't do it!! It's against the law to charge an up-front fee (except for a credit report and appraisal for a mortgage).

3. Watch out for the real cost of magazines being sold by telephone or door-to-door they are usually very expensive. Get a copy of a written contract before you agree.

4. If you don't know who the person on the other end of the phone really is, do not give out your credit card or bank account number unless you are sure you want to buy. Never give out your credit card or bank account number unless you are sure the person you are speaking with represents the company or group you choose to do business with.

Contact our Washington Consumer Protection lawyer today and get a free consultation!

 
Did You Know?    
 
 
While a product might not have a written warranty, under state law, consumers are guaranteed certain implied warranties.


 


  Newsroom  
 


Latest news about Consumer Protection cases in Washington and nationwide:

Metsger Unveils Consumer Protection Agenda
Credit Scoring Bill Anchors Plans for Legislative Action

In conjunction with National Consumer Protection Week, State Senator Rick Metsger ...

Read more >


Changes To Idaho Law Affect Consumer Credit
BOISE, IDAHO – Gavin Gee, Director of the Idaho Department of Finance, announced that amendments to the Idaho Credit Code, effective July 1st, will...
Read more >


FDIC And FBI Investigating Fraudulent Emails

This email was not sent by the FDIC and is a fraudulent attempt to obtain personal information from consumers. Finan...

Read more >


More Consumer Protection News >

 
 

Consumer Protection Lawyers.com Terms

 


Today's Terms

Charity Scams

Definition:
If you’re approached by an unfamiliar charity, check it out. Most states require charities to register with them and file annual reports showing how they use donations. Ask your state or local consumer protection agency how to get this information.

Counterfeit Drugs

Definition:
Pay attention to packaging. Check for altered or unsealed containers, or changes in the packaging or label. If you know the size shape, color, and taste of the medications you take, you will more easily identify possible counterfeits.

Billing Error

Definition:
Any mistake in your monthly statement as defined by the Fair Credit Billing Act.

More Consumer Protection Lawyers.com Terms >

 

Consumer Resources

 


Search Consumer Protection resources in our resource center:

More Resources >

 

Consumer Hot Topics

 
Topics Related to Consumer Protection:

  • Automobile Repair
  • Buying a Car
  • Buying a Hearing Aid
  • Buying or Selling a Home
  • Cable Television
  • Charitable Giving

More Consumer Protection Topics >

Washington Consumer-Protection Attorney

 
If you live in the following cities and need an Consumer-Protection attorney you should contact our Consumer-Protection Attorney as soon as possible:

  • Arlington
  • Auburn
  • Bellevue
  • Bellingham
  • Bothell
  • Bremerton
  • Edmonds
  • Everett
  • Federal Way
  • Kennewick
  • Kent
  • Kirkland
  • Lacey
  • Longview
  • Lynnwood
  • Marysville
  • Moses Lake
  • Oak Harbor
  • Olympia
  • Pasco
  • Port Orchard
  • Redmond
  • Renton
  • Richland
  • Seattle
  • Shelton
  • Snohomish
  • Spanaway
  • Spokane
  • Sumner
  • Tacoma
  • Vancouver
  • Walla Walla
  • Wenatchee
  • Woodinville
  • Yakima


Legal Disclaimers
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on Washington Consumer Protection Lawyers.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions.

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